Debt / Ruth Jackson-Kirby

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“We cleared our mortgage early and saved thousands of pounds" - Here's how you can too

Fancy being mortgage-free sooner rather later? Two homeowners who managed to pay off their mortgage early explain how they did it.

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The Daily Mail • 11th January 2024

Hell of bankruptcy like subpostmasters and what to do if it happens

The consequences of bankruptcy can be devastating, as the Post Office scandal has laid bare.

British Airways

Putting Avios token in holiday savings jar

MoneyWeek • 15th March 2022

The best credit card for collecting British Airways Avios air miles

For years the only way to collect Avios points has been with American Express. Now you can collect with Mastercard.

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MoneyWeek • 17th January 2022

Clear your festive debts

Don’t pay interest on your post-Christmas debt – use a balance transfer credit card to cut your costs and speed up paying them off.

Pixababy

MoneyWeek • 16th February 2021

How to use credit cards to improve your relationship with debt

Various types of credit card – including balance transfer and zero-interest – make owing money much less expensive.

NerdWallet • 21st December 2020

How To Check Your Credit Score

Don't know your credit rating? It’s easy to find out without hurting your credit score.

NerdWallet • 21st December 2020

Debt Management Plans: Everything You Need to Know

If you are struggling to repay your debts, a debt management plan can help you bring your finances under control.

NerdWallet • 21st December 2020

How To Get Out Of Debt

In the UK, millions of people are in debt. If you’re one of them, don’t panic. There are steps you can take to get your debt under control.

NerdWallet • 11th December 2020

Credit Cards for Bad Credit: How to Compare and Apply

Credit cards for bad credit help people with a poor credit history to rebuild their credit score. Here's how to apply and get approved.

NerdWallet • 11th December 2020

Credit Builder Cards to Help Bad Credit

Credit can seem like a vicious circle. You need a good credit rating to get credit, but you can’t get a good credit rating without having any credit. This is where a credit builder card can help.

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NerdWallet • 11th December 2020

How to Improve Your Credit Score

If you have a poor credit score, you may struggle to get a mortgage, credit card or loan. Fortunately, there are a few ways to build up a good credit rating.

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Experian • 27th April 2020

How does an overdraft affect your credit score

If you have a current account, you probably have the option of an overdraft. This cushion of extra money can be very useful but your overdraft can affect your credit score.

Experian • 27th April 2020

Alternatives to Payday Loans

Payday loans seem like a fast, easy way to get some cash, but they can be expensive and sometimes damage your credit rating.

Experian • 27th April 2020

How does buy now pay later work?

There are times when we may need to buy something we can’t quite stretch to afford. This is where buy now pay later schemes come in.

MoneyWeek • 3rd March 2020

Overpay your mortgage to cut thousands off the cost of your home

Many of us dream of the day we are free of our mortgage. But have you ever considered cutting the time it takes to be mortgage-free by increasing your repayments?

MoneyWeek • 13th February 2020

Why it sometimes makes sense to buy using your credit card

The days of bumper cashback offers or fantastic rewards with your credit card are long gone. But there are still several good reasons to pay with plastic.