Ruth Jackson-Kirby

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The Independent • 8th December 2025

What is an offset mortgage and how much money could it save me in tax?

Finding a tax-efficient home for sizeable cash savings is becoming trickier. One option is the offset mortgage.
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The Independent • 1st December 2025

Britain’s millions of forgotten pension pots and what you should do about yours

How many pensions have you got? A generation ago it was two or three. Today, many rack up that number before 30.
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The Independent • 28th November 2025

The Budget’s stealth tax phenomenon and how much it will cost you

Chancellor Rachel Reeves is keen to point out that she hasn’t raised taxes for working people, but we’re all paying more tax.

©Ruth Jackson-Kirby 2025

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